The story of this market
The typical home in Queen Anne's County, Maryland sells for about $462,700, or $215 per square foot.
Prices are up +5.27% from a year ago, so sellers still have some momentum. Homes take about 64 days to sell, which is slow. Over the long run, values in this county have grown 162% since 2000. Last year 5 of 11 neighborhoods saw prices rise, so the story isn't the same street to street. HUD's fair market rent for a two-bedroom is $2,006 a month.
HUD sets the fair market rent for a 2-bedroom at $2,006 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
-0.7%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2005 (+18.2%). Worst: 2009 (-9.6%). Hover to read a year.
Monthly price momentum
Home values since 2015
+1.1%
MD · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$2,509
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
-0.7%
2025 change
FHFA repeat-sales index, median of 11 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
38
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $12,707,988.
Mortgage activity
Home lending in this county
77.7%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 3227 | 1678 | 77.7% | 2.9% | $345,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Queen Anne's County, Maryland
The Queen Anne's County housing market remains resilient, characterized by steady price appreciation and low inventory levels. Demand is supported by the county's appeal to families and commuters, though high interest rates continue to moderate transaction volume.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price corroborated by the published ten-year series (2024) (within 12.5%).
Select a city to expand its ZIP intel reports beneath · 13 cities · 19 ZIP reports
Median prices moved down 1.8% year over year.
Homes spend a median of 49 days on market with 4.2 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 94.69% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.2% · poverty 5.8% — a stable, low-distress profile.
Deterministic aggregate of 16 researched ZIP reports of 19 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Queen Anne's County, Maryland — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Each property observation weighs one in its ZIP's deterministic roll-up — property-level records (taxes, scores, permits) never roll individually. Latest property research run Oct 13, 2026.
researched Sep 29
researched Sep 28
researched Sep 29
researched Sep 30
researched Sep 16
researched Oct 1
researched Sep 17
researched Sep 18
researched Sep 16
researched Sep 19
| 21607 | Barclay | $397,465 | $185 | +2.5% | 45 | 98% | 15% | 6 | 12 | $1,650 | researched Sep 29 |
| 21610 | Betterton | $345,000 | $215 | +2.4% | 58 | 98.5% | 15% | 4 | 12 | $1,143 | researched Sep 28 |
| 21617 | Centreville | $425,000 | $201 | +3.9% | 62 | 98.5% | 21.2% | 1 | 28 | $1,338 | researched Sep 29 |
| 21619 | Chester | $459,100 | $268 | +1.8% | 36 | 98.5% | 18% | 4.2 | 133 | $1,903 | researched Sep 30 |
| 21620 | Chestertown | $335,000 | $266 | +2.3% | 68 | — | — | — | 115 | $1,249 | researched Sep 16 |
| 21623 | Church Hill | $425,000 | $296 | +82.6% | 45 | — | — | — | 9 | $1,233 | researched Oct 1 |
| 21628 | Crumpton | $327,000 | $165 | -2.1% | 88 | 96.5% | 18% | 6.2 | 12 | $1,593 | researched Sep 17 |
| 21638 | Grasonville | $615,000 | $315 | +2.5% | 46 | 98.2% | 15% | 3.8 | 67 | $1,692 | researched Sep 18 |
| 21640 | Greensboro | $642,500 | $695 | +2.4% | 48 | 97.5% | 15% | 4 | 12 | $2,850 | researched Sep 16 |
| 21644 | Ingleside | $520,000 | $215 | 0% | 98 | 100% | — | 1 | 1 | $1,850 | researched Sep 19 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Queen Anne's County generally reports lower crime rates compared to the broader Baltimore-Columbia-Towson metropolitan area, with trends remaining stable in recent years.
The county is served by Queen Anne's County Public Schools, which generally maintains high performance ratings and is a primary driver for family-oriented residential demand.
The county faces significant flood risk due to its extensive Chesapeake Bay shoreline and low-lying topography, necessitating mandatory flood insurance for many waterfront properties.
Economic momentum is driven by its proximity to the Baltimore-Washington corridor, with major employment sectors including government, education, and professional services, alongside steady residential development.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Maryland) — Maryland Real Property Assessment and Taxation: Property is assessed at its phased-in use value. The tax is calculated by multiplying the assessed value by the applicable state and local tax rates.
The economy is anchored by government, healthcare, and tourism, with a significant portion of the workforce commuting to the Baltimore and Washington D.C. regions.
Transportation is heavily reliant on the U.S. Route 50 corridor, which serves as the primary artery connecting the county to the Western Shore.
The Maryland Department of Assessments and Taxation conducts triennial assessments for all real property in the county.
The county is served by the Queen Anne's County Public Schools district and various local water and sewer authorities.
Property insurance premiums are influenced by the county's extensive coastal exposure and associated flood risks.
- Urban Air Trampoline and Adventure Park4.327.3 mi
- Get Air Trampoline Park4.227.6 mi
- Urban Air Trampoline and Adventure Park3.826.8 mi
- North Arundel Aquatic Center3.928.1 mi
- Sky Zone Gambrills4.630 mi
- Maryland Renaissance Festival4.624.4 mi
- Jimmy's Famous Seafood4.427.5 mi
- Navy-Marine Corps Memorial Stadium4.720.3 mi
- Quiet Waters Park4.820.2 mi
- Chesapeake Bay Beach Club4.711.3 mi
- William Preston Lane Jr. Memorial Bay Bridge4.413.1 mi
- Annapolis City Dock4.719.3 mi
- Terrapin Nature Park4.610.4 mi
- Downs Park4.717.5 mi
- U.S. Naval Academy Museum4.819.3 mi
- Fort McHenry National Monument and Historic Shrine4.829.1 mi
- Quiet Waters Park4.820.2 mi
- Maryland Hall4.620.4 mi
- Maryland State House4.719.5 mi
- U.S. Naval Academy Museum4.819.3 mi
- Sandy Point State Park4.414.6 mi
- Annapolis City Dock4.719.3 mi
- Terrapin Nature Park4.610.4 mi
- Downs Park4.717.5 mi
- Tuckahoe State Park4.711 mi
- Kent Island Yacht Club4.67.4 mi
- Safe Harbor Narrows Point4.67 mi
- Haven Harbour Marina4.710.1 mi
- Rock Hall Landing Marina4.59.6 mi
- North Point Marina4.99.7 mi
- Queenstown Harbor Golf4.63.2 mi
- Hog Neck Golf Course4.414.6 mi
- Blue Heron Golf Course4.214.3 mi
- Safe Harbor Great Oak Landing4.216.8 mi
- Queenstown Premium Outlets4.33.3 mi
- Navy Exchange Main4.518.2 mi
- Safeway48.5 mi
- Safeway420 mi
- Harris Teeter4.516.8 mi
- Baltimore/Washington International Thurgood Marshall Airport4.330.6 mi
- The Club BWI3.930.5 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Offers extensive trails and educational programs focused on the local ecosystem.
Provides scenic views of the Chesapeake Bay Bridge and access to walking paths.
Features well-preserved 19th-century architecture and local boutique shopping.
Data retrieved from data.census.gov
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
applies when — Applies to residential parcels located within a development subject to a declaration of covenants or restrictions requiring mandatory membership in an association.
Imposes obligations on parcel owners to pay assessments, adhere to recorded covenants, and comply with association governance and disclosure requirements upon resale.
Real Property Article Title 11B.
Maryland utilizes a judicial-supervised process. Foreclosure actions cannot be filed until 90 days after a default. Homeowners have 30 days from the date of the Notice of Report of Sale to file exceptions to the sale.
Real Property Article § 7-105.1; Maryland Rules of Procedure.
Property is assessed at its phased-in use value. The tax is calculated by multiplying the assessed value by the applicable state and local tax rates. The Homestead Property Tax Credit limits the annual increase in taxable assessment for owner-occupied residential property to a fixed percentage (set by local jurisdictions, typically 10% or less) of the prior year's assessment.
Tax-Property Article § 8-103; COMAR Title 18.
≈ $46,270/yr on a $462,700 median
applies when — Applies to the transfer of residential real property of one to four single-family units, excluding specific transfers such as initial sales of never-occupied property, foreclosure sales, or transfers by fiduciaries.
Sellers must provide either a disclosure statement detailing known latent defects or a disclaimer statement selling the property 'as is' without warranties.
Real Property Article § 10-702, Annotated Code of Maryland.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.